Offers coming to your doorstep - "Bankar i Po" system helps clients pick best options for loans, saving accounts and other banking services

In order to make the search for loans easier for the users of banking services, I2R, the owner of web portal www.krediti.rs, has launched a new service dubbed "Bankar i Po" (A Hell of a Banker). All those interested can simply use the Internet to submit requests for loans, saving accounts and other banking services, which are then forwarded to banks that can either mail their concrete offers or present them over the phone.

Zvezdan Zaric, the owner of I2R, says to our web portal that they have been developing this system for a long time, adding that it successfully solves two problems: outdated information provided by loan calculators, and different conditions for each client.

- Krediti.rs is one of the first financial web portals in Serbia. After seven years of operations, we have come to a conclusion that we cannot provide adequate information to users all the time. This is because the database on this and similar financial websites is not always 100 percent accurate. One of the reasons for this lies in the fact that banks often change their loan products and services. Besides, conditions in our database are typical, while we all know that every bank treats each client differently.

Clients are classified into several categories - physical persons, juristic persons, entrepreneurs, and agricultural farms.

When asked how the system functions, Zaric replies:

- It is necessary to log in, create a profile, submit a loan request, and provide the requested information about your wage, etc. All this is forwarded to banks which then send their offers to clients, making it easier for them to pick the conditions that suit them best - Zaric says and points out that this service is completely free of charge for clients.

(Zvezdan Zaric)

Our interlocutor stresses that they have already signed agreements with several banks.

- There is no better marketing for a bank. Classical advertising is much more expensive, and its results cannot be measured precisely.

Considering that much knowledge, money and time was put into the development of this software, they have submitted a request for the registration of several patents for the "Bankar i Po" system in order to protect themselves from plagiarists.

- We have also launched an Android version of "Bankar i Po," so users can also file requests using their mobile phones.

Speaking about plans for the future, our interlocutor says that they are going to offer a complete service in the following period, meaning that I2R will act as an intermediary in the sale of banking products.

This is only the beginning. We have learned that I2R is now in talks with a foreign investment fund about an investment in "Bankar i Po." If they come to an agreement, the software developed in Serbia will be used by people all around the world.