Decreased share of non-payable loans in Q1 2017
Fall in gross non-payable loans of 1.2%, with a slight increase in total loans by 0.1%, led to a decline in NPL ratio in total gross loans, by 0.2 percentage points compared to the end of the previous quarter to a level of 16, 8%.
The report states that decline
was recorded in all observed sectors, with the exception of public companies,
households and agricultural producers.
The largest portion of gross NPLs goes to commercial companies, i.e. RSD 155.7 billion at the end of March 2017, followed by non-financial legal entities in bankruptcy, whose NPLs amount to RSD 80.3 billion.
In the household sector,
gross non-payable loans amount to RSD 68.4 billion, which makes up 20% of total
loans.
At
the end of Q1 2017, total external debt of banks for loans
amounted to RSD 139.9 billion and decreased by 14.2 billion or 9.2% compared to
the previous quarter.
Out
of 18 banks which have received loans from abroad, three banks with 55.5% of total
amount of this indebtedness distinguish.